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現在のページ:トップページ > 区政情報 > 各種広報媒体・報道資料 > 広報紙 > Minato Monthly > Minato Monthly, June 2017 > Exemption System for National Pension Plan Premiums| Minato Monthly, June 2017

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更新日:2017年6月1日

Exemption System for National Pension Plan Premiums

An exemption system is in place for the National Pension Plan, designed for people having difficulties paying the premiums. There are four types of exemptions available: 25%, 50%, 75% and full.
Other systems are available for students and people aged 49 and under if their own or their spouse’s income or their own income in the case of a student in 2016 is lower than the criteria. The exemption period will not reflect for the amount of pension annuity. An applicant can apply for an exemption retroactively up 25 months from the time of application.

Income criteria

If the income of a person, her/his spouse or the head of her/his household in the previous year is lower than the designated amount, that person is deemed eligible for the exemption system. The criterion varies by number of household members. The exemption system includes special cases such as unemployment, disasters and other hardships.

Eligibility period

The period of the exemption is included in the eligibility period to receive benefits of the senior citizen, disability or survivor’s plan.

Calculation of the annuity of the basic pension for senior citizens

Compared to cases in which the premiums are fully paid, in cases in which payment exemptions apply, the amount of the entitlement changes depending on the exemption type and term, as shown in the chart below.

Exemption After April 2009 Before March 2009
Full 4/8 2/6
75% 5/8 3/6
50% 6/8 4/6
25% 7/8 5/6

Note

If a person does not pay her/his premiums for a certain period, the exempted period will be excluded in the calculation of his/her pension annuity.

Deferred premium payments

Premiums unpaid due to the exemption system can be paid in arrears within 10 years after the exemption period. However, any payment in arrears in and after the third year following the exemption period is added to a fixed amount. In addition to this exemption system, people under 30 years old, excluding students, are eligible for the Payment Grace System for Youth.
You can apply for an exemption retroactively up to 25 months from the time of application.


Inquiries

National Pension Subsection

Tel: 03-3578-2665

Minato Pension Office

Tel: 03-5401-3211

 

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